Let me help you every step of the way

GALIANO ISLAND HOME BUYERS RESOURCE

Your Real Estate Buying Journey

So, you have decided that you are ready to purchase a property. But where do you start? There are so many factors that will inform your decision such as how much money you are able to spend, what neighbourhood you want to buy in, and who you should hire to facilitate the transaction. This guide will walk you through the buying process and provide you with resources you can use to help you make an informed decision that is best for you.

Understand what you can afford

Are you ready to make a purchase?

There are many considerations which go into the decision to purchase a property. The first thing most buyers consider is how much they want to spend. The second thing buyers tend to focus on is their preferred area they want to purchase in, and lastly, they think about what professionals to hire to help execute their plan. Consider the questions below when determining if you are ready to purchase a new property.

Financing

What can you afford?

First things first: Let’s get that mortgage approved! This will ensure we are ready to make a quick move on a property when we find your perfect home. I can refer you to a few very good mortgage brokers to help with this part of the process if necessary.

Additional Costs

Besides the purchase price there are additional costs that you need to be prepared for:

Lawyer and/or Notary Public fees
Appraisals
Property Inspectors
Taxes
Property Insurance
Taxes
Rescission Fees

Down Payment

Minimum down payment rules in BC are as follows:

5% for properties for the portion of the purchase price under $500,000
10% of the portion of the purchase price above $500,000 but less than $1,000,000
20% on the purchase price for properties valued above $1,000,000

Your Home Search

Prioritize wants and needs

Make a list of your needs vs. your wants.

It's important to narrow down exactly what your needs are. Everything you want may not be realistic within your budget so get clear on what your must haves are everything else is a bonus.

Keep your list in mind when you go to check out homes. Sometimes you can get caught up in the cosmetic nuances such as quartz countertops and hardwood flooring, but at the end of the day you should really be paying attention to location, structure, price, and dates.

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Finding The Right Home For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the online tools available to locate them

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

Search Listings

ACTIVE

SOLD

Property type:

Houses Townhouses Condos 1/2 Duplexes

Bedrooms (min):

Any 1 2 3 4

Real Estate The Right Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.